Wallets and bank-to-bank payments power Indonesian online spending. A card-only checkout leaves familiar local payment methods unavailable. Reccurs helps you offer those methods through one connection.
76%
of e-commerce value paid through wallets and bank-to-bank payments
Indonesia e-commerce payment mix 2025 share of value
Wallets
42%
Bank-to-bank
34%
Cash / COD
13%
Credit cards
5%
BNPL
3%
Other
3%
Sources and definitions
Worldpay Global Payments Report 2026, pages 54–55. Wallets (42%) plus account-to-account payments (34%) equal 76% of 2025 e-commerce value. Other includes debit cards, prepaid cards and crypto. QRIS works across bank and wallet apps, so it is not a separate category in this chart. These figures measure payment method share, not domestic versus international payments or Reccurs transaction volume.
01 / YOUR CONNECTION TO INDONESIAMERCHANT OF RECORD
Your next market. Already connected.
As your Merchant of Record for Indonesia, Reccurs brings local payment methods into one integration hub. Customers pay in Rupiah, using the methods they already know.
Customers pay locally. Your business connects through one platform.
THE CUSTOMER EXPERIENCEILLUSTRATIVE PREVIEW
L
Lumen StudioPaket Pro · bulanan
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Total pembayaranRp 249.000
Bayar dengan QRIS →
Dijual oleh Reccurs sebagai merchant of record
A LOCAL EXPERIENCE, END TO END
They pay in Rupiah.
01
Local checkout, less friction
QRIS, e-wallets, virtual accounts and local cards through one integration.
02
An experience that feels familiar
Rupiah pricing, checkout and receipts in Bahasa Indonesia.
03
Built beyond the first payment
Recurring payments and recovery, managed in one platform.
02 / RECURRING PAYMENTSRECURRING COLLECTIONS
Less chasing. More collecting.
Keep getting paid after the first checkout. Recurring wallet auto-debit, reminders and retries work together in Reccurs, with one dashboard to show your team what needs attention.
Explore the sample queue above. This preview contains no live customer data.
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Automate the routine
Auto-debit on supported e-wallets and cards keeps recurring payments moving.
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Follow up intelligently
Reminders and payment retries help recover missed payments.
◎
Focus your team
A daily queue shows overdue, due-today and upcoming accounts at a glance.
BUILT FOR Fleet & gig operatorsDevice financingVehicle rentalProperty fees
ONE PLATFORM. YOUR WAY TO CONNECT.
Local payments. Without the integration headache.
Whether you’re a global company entering Indonesia or a local business simplifying payments, Reccurs brings the payment methods you need into one place. Get started in 2 days.
01 / CONNECT YOUR CHECKOUT
Direct integration
Send customers from your checkout to a Reccurs-hosted payment page, where they can choose a familiar local payment method.
02 / START WITHOUT AN API
No-API dashboard
Use the Reccurs dashboard to manage payments without building an API integration. A direct way for your team to get started.
03 / KEEP PAYMENTS COMING
Recurring wallet auto-debit
Collect recurring payments through supported wallets, with customer authorization. Manage follow-ups and payment activity in one platform.
A familiar experience. Ready to launch in 2 days.
Rupiah pricing and Bahasa checkout
Local payment choice
Authorized wallet auto-debit
Reminders and payment retries
Launch timing depends on onboarding readiness and the agreed integration scope.
BUILT HERE, FOR WHAT’S NEXT
Indonesia first. Open to the world.
We started with a local challenge: helping Indonesian businesses collect recurring payments.
We opened that same foundation to global companies as a Merchant of Record for Indonesia. Today, Reccurs brings local payment methods, recurring collections and payment visibility together in one platform.
One platform. A better way to get paid.JAKARTA, INDONESIA ↗
Reccurs is a Merchant of Record for Indonesia and a payment integration hub for global and local companies. Connect to Indonesian payment methods through a hosted payment page or a no-API dashboard, with support for recurring wallet auto-debit.
What does a Merchant of Record do?
A Merchant of Record is the seller responsible for the customer’s transaction. When you use Reccurs as your Merchant of Record in Indonesia, customers buy through Reccurs and pay in Rupiah using local payment methods.
Do local companies have to use the Merchant of Record service?
Local businesses can use Reccurs to connect to payment methods and manage collections while remaining the seller. We’ll help you choose the right setup for your business.
Do I need an API integration?
No. You can use the Reccurs UI dashboard without building an API integration. If you want Reccurs in your checkout flow, direct integration sends your customers to a hosted payment page.
Which payment methods can customers use?
Reccurs connects QRIS, GoPay, OVO, DANA, bank virtual accounts and local cards. Recurring auto-debit is available through supported wallets with customer authorization. We’ll confirm the right methods for your setup.
How quickly can we launch?
Our launch timeline is 2 days. Contact us to align on your business setup, integration option and the information needed to get started.
YOUR NEXT CHAPTER STARTS HERE
Launch with Reccurs.
Tell us about your business and how you’d like to get paid in Indonesia. We’ll be in touch to discuss your launch.
